Version: 2.0.0

Introduction

Splitit's Text-to-Pay API allows merchants to send shoppers a secure payment link via SMS or email, enabling them to complete installment payments on their own device. It's ideal for call centers, in-person retail without POS hardware, and service-based businesses, offering a flexible, PCI-compliant way to collect payments remotely or on-the-go.

After following the link they receive via text or email, shoppers are presented with an order review page that shows them exactly what they are purchasing, including order and product details and tax. Once they approve this information, they click through to checkout.

Order Review Page Example: