Introduction
Splitit's Text-to-Pay API allows merchants to send shoppers a secure payment link via SMS or email, enabling them to complete installment payments on their own device. It's ideal for call centers, in-person retail without POS hardware, and service-based businesses, offering a flexible, PCI-compliant way to collect payments remotely or on-the-go.
Get Splitit Token
Authenticate using your *client_id* and *client_secret* from your [Merchant Hub](https://hub.sandbox.splitit.com).
Create Single Plan by Text/Email
Creates a single installment plan based on shopper and payment data, and sends link via text message or email.
Create Multiple Plans by Text/Email
Creates more than one installment plan based on shopper and payment data, and sends link via text message or email.
Cancel Installment Plan
Cancels an existing installment plan and stops all future payment processing